Bespoke Mortgage Advice in Llandudno, North Wales and Across the UK
Expert Mortgage Advisors in North Wales
A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ON ANY OTHER DEBT SECURED ON IT
At North Wales Mortgage Services we aim to make choosing and applying for a mortgage as stress-free and straight forward as possible. From an initial discussion to establish your needs and objectives, through to completion and regular reviews, our service is designed around you and your individual needs.
A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ON ANY OTHER DEBT SECURED ON IT
Mortgage help
At North Wales Mortgage Services, we offer a range of services to help you with all of your mortgage needs. Whether you are a first-time buyer, looking to release some equity or capital, or are interested in investing in property, we have the expertise and knowledge to guide you through the process.
We are committed to helping you find the right mortgage for your needs and budget. Our advisors have access to a wide range of lenders and products, ensuring that we can offer you the most competitive rates and terms available.
So whether you are just starting to explore your mortgage options or are ready to make a move, contact us today to learn more about how we can help you achieve your goals.
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First Time Buyers
Buying your first home can be an exciting but daunting prospect, and at our company, we understand that getting onto the property ladder can seem overwhelming. That's why our team of experienced Mortgage Advisers is here to guide you through the process and explain all of your options.
Whether you are considering one of the Own Your Own Home Schemes including Help to Buy Wales we can help navigate the available products and find the best solution for your unique circumstances.
At our company, we are committed to making the process of buying your first home as stress-free as possible. We will be with you every step of the way, from your initial consultation to closing the deal and beyond.
So if you're ready to take the first step towards home ownership, contact our team of Mortgage Advisers today. We're here to help you make your first move and achieve your dream of owning a home.
Own Your Own Home
If you would like to view the government’s Own Your Own Home Scheme, or you can learn more on the official government website by clicking here.
Contact UsFirst Time Buyers
Buying your first home can be an exciting but daunting prospect, and at our company, we understand that getting onto the property ladder can seem overwhelming. That's why our team of experienced Mortgage Advisers is here to guide you through the process and explain all of your options.
Whether you are considering one of the Own Your Own Home Schemes including Help to Buy Wales* we can help navigate the available products and find the best solution for your unique circumstances.
At our company, we are committed to making the process of buying your first home as stress-free as possible. We will be with you every step of the way, from your initial consultation to closing the deal and beyond.
So if you're ready to take the first step towards home ownership, contact our team of Mortgage Advisers today. We're here to help you make your first move and achieve your dream of owning a home.
Own Your Own Home
If you would like to view the government’s Own Your Own Home Scheme, or you can learn more on the official government website by clicking here*.
*Please be aware that by clicking onto the above link you are leaving the North Wales Mortgage Services website. Please note that neither North Wales Mortgage Services nor PRIMIS Mortgage Network are responsible for the accuracy of the information contained within the linked site accessible from this page.
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Remortgage
If you're looking to save money on your current mortgage or need to adapt your existing home, re-mortgaging may be the solution for you. By re-mortgaging to a more appropriate and cost-effective product, you can get a better interest rate, change to a fixed term to stabilize your outgoings, consolidate debts, raise money, or simply save money.
We will work closely with you to understand your unique circumstances and priorities. From there, we can recommend the most appropriate re-mortgage options for you, including fixed or variable rate mortgages, cashback mortgages, and more.
Our team is dedicated to making the re-mortgaging process as smooth and stress-free as possible. We will handle all the paperwork and guide you through the entire process, from application to completion.
So if you're considering re-mortgaging your current property, contact our team of Advisers today. We're here to help you take advantage of the latest rates and find the best overall product for your specific needs.
YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE
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Moving home
We understand that moving home can be a big decision, whether you're upsizing, downsizing, or relocating. That's why we're here to help you every step of the way, providing a speedy, focused, and experienced service that can help you get the best mortgage for your needs.
Our team of experienced mortgage advisers will work closely with you to understand your unique circumstances and financial goals. From there, we can provide personalized advice and guidance on the best mortgage options for you.
We pride ourselves on our fast, efficient service, making sure that the mortgage process is as stress-free as possible. We'll handle all the paperwork and guide you through the entire process, so you can concentrate on the more important things.
So whether you're moving for personal or professional reasons, or just need a change of scenery, contact our team of mortgage advisers today. We'll help you find the best mortgage for your needs and ensure that the process is as smooth and stress-free as possible.
Contact UsMoving home
We understand that moving home can be a big decision, whether you're upsizing, downsizing, or relocating. That's why we're here to help you every step of the way, providing a speedy, focused, and experienced service that can help you get the best mortgage for your needs.
Our team of experienced mortgage advisers will work closely with you to understand your unique circumstances and financial goals. From there, we can provide personalized advice and guidance on the best mortgage options for you.
We pride ourselves on our fast, efficient service, making sure that the mortgage process is as stress-free as possible. We'll handle all the paperwork and guide you through the entire process, so you can concentrate on the more important things.
So whether you're moving for personal or professional reasons, or just need a change of scenery, contact our team of mortgage advisers today. We'll help you find the best mortgage for your needs and ensure that the process is as smooth and stress-free as possible.
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Buy To Let
If you're looking to invest in property, a buy to let mortgage can be a great way to finance your investment. At our company, we specialize in helping investors find the right self-financing mortgage deal and make the most of their investment.
It's important to note that the Financial Conduct Authority does not regulate most forms of buy to let mortgage. However, our experienced team of mortgage advisers can provide expert advice and guidance on the best buy to let mortgage options available to you.
Whether you're a first-time investor or looking to add to your existing portfolio, we can help you find the right buy to let mortgage that meets your needs and financial goals. We'll work closely with you to understand your investment strategy and advise you on the most appropriate mortgage product to maximize your returns.
Our service is focused on providing you with a fast, efficient, and personalized service. We'll handle all the paperwork and guide you through the entire process, so you can focus on managing your investment.
So if you're interested in making the most of your property investment, contact our team of mortgage advisers today. We'll help you find the right buy to let mortgage and ensure that your investment is a success.
MOST FORMS OF BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.
A MORTGAGE IS A LOAN SECUIRED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ON ANY OTHER DEBT SECURED ON IT
Contact UsOwn Your Own Home Schemes
Own Your Own Home
Are you struggling to save up for a deposit on a new property?
The mortgage guarantee scheme (launched in April 2021) is helping to increase the supply of 5% deposit mortgages for credit-worthy households by supporting lenders to offer these products through a government backed guarantee on new 95% mortgages until 31 December 2023.
The scheme follows on from the successful 2013 Help to Buy: Mortgage Guarantee Scheme, which helped to restore the low deposit mortgage market after the financial crisis, giving those who could afford mortgage repayments but not the larger deposits the chance to buy a new or bigger home.
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Shared Ownership
Are you struggling to afford a mortgage for a home?
If you can’t afford all of the deposit and mortgage payments for a home that meets your needs, Shared Ownership offers you the chance to buy an initial share of a home worth between 10% and 75% of its market value. You will pay rent to the housing provider on the rest.
You can buy more shares in your home in the future, as and when you can afford to do so. This is known as ‘staircasing’. If you buy more shares, you’ll pay less rent. The amount of rent you pay will be based on the size of the share of the home you have not bought.
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First Homes
Do you need help with your first home?
First Homes is a new scheme designed to help local first time buyers and key workers onto the property ladder, by offering homes at a discount of at least 30% compared to the market price. In some areas the discount could be as high as 50%, providing even greater savings.
The discounts will apply to the homes forever, meaning that generations of new buyers and the local community will continue to benefit every time the property is sold.
The First Homes Scheme is only available in England
We will use your name, email address and contact number (‘personal information’) to contact you about the services you have requested or respond to an enquiry you have submitted, which will require us to share your personal information with our advisers and our group of companies. For further information on how your information is used, including disclosure to third parties, how we maintain security of you information and your rights in relation to the information we hold about you, please see our Privacy Policy.
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