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THE PLAN WILL HAVE NO CASH IN VALUE AT ANY TIME AND IT WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE
THE PLAN WILL HAVE NO CASH IN VALUE AT ANY TIME AND IT WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE
Life Insurance Cover
With Mortgage Protection Level Term, you'll receive the same amount of coverage throughout the policy's lifespan, and you'll be paid that amount if you file a claim.
Mortgage Protection Decreasing Term coverage decreases over time, typically to match the decreasing amount of your mortgage, and pays out the current amount when a claim is filed.
Whole of Life Assurance is a type of insurance that covers a liability that will arise after your passing. Though the topic may seem morbid, it is a practical and important consideration to make. This type of coverage is commonly used for one of the following reasons:
- To meet an Inheritance Tax Liability
- To cover your funeral expenses
- To protect your financial dependents on death
With Whole of Life coverage, there is no set term. As long as you continue to pay your premiums, the coverage will remain in effect until the insured individual passes away. This type of coverage can be arranged for a single life or for joint life, and the premiums can be either guaranteed or reviewable.
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Critical Illness Cover
Critical Illness Cover provides protection for you and your family in the event of a specified critical illness and the loss of income due to illness. It pays out a lump sum if you are diagnosed with a serious illness. The specific illnesses covered may vary depending on the provider and policy type, with up to 40 major illnesses typically listed.
This coverage can be purchased separately or as part of another policy. If you have life coverage without this protection, it would only pay out in the event of your death.
Get in touch with our knowledgeable staff to discover the best options for your needs.
CRITICAL ILLNESS PLANS MAY NOT COVER ALL THE DEFINITIONS OF A CRITICAL ILLNESS. THE DEFINITIONS VARY BETWEEN PRODUCT PROVIDERS AND WILL BE DESCRIBED IN THE KEY FEATURES AND POLICY DOCUMENT IF YOU GO AHEAD WITH A PLAN
Contact UsCritical Illness Cover
Critical Illness Cover provides protection for you and your family in the event of a specified critical illness and the loss of income due to illness. It pays out a lump sum if you are diagnosed with a serious illness. The specific illnesses covered may vary depending on the provider and policy type, with up to 40 major illnesses typically listed.
This coverage can be purchased separately or as part of another policy. If you have life coverage without this protection, it would only pay out in the event of your death.
Get in touch with our knowledgeable staff to discover the best options for your needs.
CRITICAL ILLNESS PLANS MAY NOT COVER ALL THE DEFINITIONS OF A CRITICAL ILLNESS. THE DEFINITIONS VARY BETWEEN PRODUCT PROVIDERS AND WILL BE DESCRIBED IN THE KEY FEATURES AND POLICY DOCUMENT IF YOU GO AHEAD WITH A PLAN
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Income Protection Insurance
Protect your income and pay your bills even if you can't work due to illness or injury with Income Protection.
A long-term income protection policy pays out if you suffer a loss of earnings during the policy term. Your outgoings won't stop if your income does, so this policy can help you cope financially. It can be tailored to suit individual requirements, and is relevant whether you own or rent a property.
THE PLAN WILL HAVE NO CASH IN VALUE AT ANY TIME AND IT WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE
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